Step 8 - Closing Day

Up until now the circle of communication has been between you, the lender and realtor.  Now the closing company will join in to finish up the last details of the process. 

A few days prior to closing the lender will send you closing disclosures that you must sign and return.  This generally is no less than three days before closing. 

Here are a few important details to remember about closing:

  • Even though a spouse may not be on the loan they still must be at closing to sign the mortgage documents.  
  • Any monies required of you will need to be a cashiers check payable to the closing company.  CASH WILL NOT BE ACCEPTED.
  • You must provide proof of identity (drivers license or some other form).

Generally, it takes 30 - 45 minutes to sign the loan and closing documents.  Upon signing the documents you now get the keys to your new home.

For a detailed explanation of the buying process contact a Preferred sales associate.


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Will getting pre-approved lower your score?   Most Credit Scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on your credit scores.  (copied in part from My FICO).  To read the full article CLICK HERE

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Thinking about selling?
Would you like to know:
* How much your home is worth
* How to inspire higher offers
* How long it can take to sell
For a
selling consultation call Preferred Real Estate 580-470-8100
or one of our sales associates.  Agent Roster

Broker/Owner, Jerry Shaffer | 580-470-8100 | Contact Us
1455 Chisholm Trail Pkwy - Duncan, OK 73533
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