Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

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Will getting pre-approved lower your score?   Most Credit Scores are not affected by multiple inquiries from auto, mortgage or student loan lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on your credit scores.  (copied in part from My FICO).  To read the full article CLICK HERE

Ready to get pre-approved?    There are several local loan professionals who would love to visit with you.  CLICK HERE


 

 
Thinking about selling?
Would you like to know:
* How much your home is worth
* How to inspire higher offers
* How long it can take to sell
For a
selling consultation call Preferred Real Estate 580-470-8100
or one of our sales associates.  Agent Roster

Broker/Owner, Jerry Shaffer | 580-470-8100 | Contact Us
1455 Chisholm Trail Pkwy - Duncan, OK 73533
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